Need an appraisal in lynnwood or Snohomish County?

Check out the top 7 reasons why WA homeowners need American Reporting Company:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Snohomish county's assessment of your propertyvalue
To reduce their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Snohomish county or WA

Do you own a house in or near lynnwood? Do you need help deciding the value of your real estate?
Contact American Reporting Company.

We at American Reporting Company understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at American Reporting Company are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An expert appraisal from American Reporting Company is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. American Reporting Company can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have an expert double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.